Health Insurance in Canada (UHIP)

The University Health Insurance Plan (UHIP) was created in 1994 to provide affordable insurance to pay the cost of the hospital and medical services that students or employees at participating universities and colleges in Ontario and their families might need to maintain their health while in Canada. The plan provides coverage comparable to that of OHIP for Ontario residents. UHIP is mandatory for all McMaster University students, employees, and dependents of students and employees who do not have OHIP coverage.

The cost of medical treatment is very expensive in Ontario. It is extremely important that all international students, including exchange students, have adequate coverage while in Canada. UHIP is a comprehensive plan that is mandatory for international students. The plan provides doctors’ services, hospital ward accommodation, and all maternity claims even if pregnancy began before arriving in Ontario, and coverage for medical care outside Ontario or Canada.

UHIP for all international students is administered by International Student Services (ISS).

Detailed information about UHIP can be found here.


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